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Tips for saving for your next vacation!

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Are you planning your next vacation? Here are some tips for you to consider during your planning stages:

  • Tip #1: Open a separate savings account at your Credit Union and name it your Vacation Fund!
  • Tip #2: Make bi-weekly or monthly deposits into your new savings account.
  • Tip #3: If you are planning your vacation to the United States, open up a US Savings Account to make it that much easier to save. The benefit to this is that when the US exchange rates are good you can transfer money when it’s convenient for you. When you are ready to withdrawal the US money, you have already paid the exchange rate so that is one less thing you have to worry about.
  • Tip #4: Flights only increase in price closer to your departure date so book earlier unless you are waiting for that last minute all inclusive vacation deal!

Enjoy your next vacation 🙂

Posted by Amanda Brash

Financial Tips for Students:

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1. Set A Monthly Budget
This will help you control any spending habits you may have. An example of student monthly budgets can include a breakdown of:

  • Bills
  • Rent
  • Food Expenses
  • Spending Money
  • Pay-Checks from your Employer, and
  • Other Expenses

Setting a budget is easy; sticking to it is the challenge. If you can maintain sticking to your budget, the ease of financial stress could become that much easier.

2. Arrange Your Housing Accommodation.
Are you planning on staying on residence at the Post-Secondary School you are attending? Staying with family? Or renting an apartment with a friend? These are all options to consider while applying for school as you will need housing accommodation and it is not cheap!

A recommendation for you. Start looking into housing accommodations as soon as possible as I have run into this road block before thinking I have more time than I actually did. Time flies! Housing accomodations fill up fast and can be hard to find.

3. Working and Attending Post-Secondary School.
Is working during your school year an option for you? Is this your first semester of school and how is your course load? You will have to decide, when the time comes, how you will manage your course load and if you want to work. Working full-time and having a full course load, I can relate, I have learned that you have to be motivated, determined, and able to manage your time to complete both!

– Posted by Amanda Brash

Planning to attend Post-Secondary School?

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Being a student myself, I can relate to you. I know how much stress paying for school and managing your finances can be. I do work full-time and attend Post-Secondary School full-time. I have experienced many of the challenges and road blocks other students may be facing while planning for school and during school.

For example, I learnt to manage my time accordingly in order to complete my projects and assignments for school while still working full-time. Time management and motivation are two key factors if you choose to work and go to Post-Secondary School at the same time. As a student, you have to be willing to set aside the right amount of time to complete both and do them well.

Over the years, I have received financial assistance from my family and many other students I’m sure do to but on the other hand some students have to pay for it themselves. Whichever situation you are in, there are always options available to you.

Financing made easy for students with many options available through your credit union. We realize school can be expensive and that’s where your credit union comes in. We offer smart services to help you succeed, now and into the future. Managing your finances while attending school can be tough but making smart decisions on managing your money is easy with the extra help of your credit union.

Some financial options available to students are:

  • Student Lines of Credit
  • Student MasterCard
  • Student Loans
  • Scholarships and Grants

Explore your options and let yourself succeed with whichever path you choose.

– Posted by Amanda Brash

Saving the Environment One Click at a Time…GO GREEN!

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Want to help save the environment? GO GREEN! As simple as changing to paperless billing you can help save the environment.

How many paper statements do you receive monthly? They can add up! Let’s look at an example. Say you receive eight papers a month. Add that up and in a year you will have a stack of 96 papers. This shows with even such a small number you can still accumulate a fair amount of paper over the year.

With a click and going paperless can not only save money, but it is also helping save the environment. Already have online banking at your credit union? You are one step closer to turning off your paper statements! View your statements online when you log into your online banking.

Sign up for e-statements today and feel good about a small effort to make a big difference. It’s that easy! Paperless billing is easy, convenient, and better for the environment.

GO GREEN!  

– Posted by Amanda Brash